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122 N 11th Avenue St. Charles, IL 60174

$639,000
Contingent / MLS# 12523074 / Residential - Single Family / St. Charles
5 Beds
3 Baths
1 Half Bath
2678 SqFt

Exceptional custom home just steps from the Fox River and downtown St. Charles! This beautifully maintained 5 bedroom, 3.5 bath residence offers timeless finishes, thoughtful updates, and an unbeatable location. Built in 2004, the home has been meticulously cared for and is truly move in ready. The kitchen is both sophisticated and functional, featuring rich cherry cabinetry, granite countertops, stainless steel appliances including Bertazzoni and KitchenAid, and a generous walk in pantry. Updated light fixtures throughout add a fresh, modern feel, while detailed woodwork and custom trim elevate the main level and the spacious living area provides the perfect setting for relaxing or entertaining. The formal dining room features an elegant tray ceiling and ample space for gatherings. Upstairs you will find four spacious bedrooms with impressive walk in closets, two full baths, and tall vaulted ceilings that create a grand, open feel throughout the upper level, along with brand new carpet (11/2025) that enhances comfort and completes the space. The finished English basement offers incredible versatility with built in bookcases, a fifth bedroom or private office option, a full bath, and abundant storage space, ideal for guests, recreation, or working from home. Enjoy the fully usable backyard with fire pit, storage shed, gardening space, and a back stone patio refinished in 2025. The oversized, heated, attached two car garage adds year round convenience. Recent improvements include professionally cleaned air ducts (2024), a Schlage smart WiFi keypad front door lock, a GE smart WiFi washer and dryer, a reverse-osmosis water filtration system, a NEW 2024 natural gas grill that stays with the home, and new front landscaping (2025) with all front plants guaranteed through June 2026. All of this within walking distance to downtown St. Charles with restaurants, nightlife, river walks, parks, concerts, and seasonal events right outside your door. A thoughtfully updated, impeccably clean home in a premier location ready for its next chapter.

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Baird & Warner Jeffrey Schwartz Email

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Estimated Payment

$ 2,714.96 per month $1,420.00 Principal & Interest $1,108.58 Property Tax $186.38 Homeowner's Insurance
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Property Details

Property Type: Residential - Single Family
Basement: Finished, Rec/Family Area, Storage Space, Full, Daylight
Basement: Yes
Cooling: Central Air
Fireplaces: 1
Garage: 2
Heating: Natural Gas
Home Style: Traditional
Lot Size: 0.26 Acres
Roof Type: Asphalt
Taxes: $13,303
Year Built: 2004

Amenities

Vaulted Ceiling(s)
Built-in Features
Walk-In Closet(s)
Bookcases
Open Floorplan
Pantry

Feature Descriptions

Additional rooms: Bedroom 5,Family Room, Great Room
Additional Structures: Shed(s)
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, Water Softener Owned, Gas Cooktop, Gas Oven, Humidifier
Association Includes: None
Bath Features: Separate Shower
Dining Room: Separate
Exterior: Stone, Other
Fireplace: Gas Log, Gas Starter
Fireplace Location(s): Family Room
Laundry: Main Level, Gas Dryer Hookup, In Unit
Lot Dimensions: 65 x 175.4 x 175.3 x 65
Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System
Parcel#: 0927429025
Parking: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Sewer: Public Sewer
Total Rooms: 9
Township: St. Charles
Water: Public

Room Information

Bedroom 5: 11X11
Family Room - Down: 25X21
Great Room: 23X11
Bedroom 2: 14X12
Bedroom 3: 14X12
Bedroom 4: 14X12
Dining Room: 13X11
Kitchen: 17X13
Laundry: 10X5
Primary Bedroom: 18X15

Schools

School District: District 303

Disclaimer: The accuracy of all information regardless of source, including but not limited to square footage and lot size, is deemed reliable but not guaranteed nor warranted and should be personally verified through personal inspection by and/or with the appropriate professionals.

Location

See details and scored characteristics about this location.

Listing Office: Coldwell Banker Realty

Listing Office Phone: 630-377-1771



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